Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) can be overwhelming and confusing to many employees. Landmark helps employers establish and educate employees on the benefits, requirements, and overall workings of FSA and HSA accounts.

FSA Accounts

FSAs give the employee the ability to set aside their own money on a pre-tax basis for many out of pocket costs. Employees have access to 100% of annual contribution throughout the plan year but will lose 100% of unused funds. The IRS has recently added a large number of eligible expenses to the approved list.

HSA Accounts

HSAs give the employee and/or employer the ability to set aside pretax money for out of pocket expenses. Employees have access to 100% of deposited contributions throughout the plan year and can carry over 100% of unused funds for future qualified expenses or for retirement. Coupled with a high deductible health plan (HDHP), an HSA is a valuable employee benefit.

Landmark partners with high-quality, third-party administrators to seamlessly provide this product to our customers. If you are interested in adding either an FSA or HSA to your benefit offering, call us today at (603) 437-4570 to learn more.

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